Terms of Service
Last updated: September 17, 2024
Acceptance of Terms
The websites located at https://mjginsuranceadvisors.com, is a copyrighted work belonging to MJG INSURANCE. Certain features of the Site may be subject to additional guidelines, terms, or rules, which will be posted on the Site in connection with such features. All such additional terms, guidelines, and rules are incorporated by reference into these Terms.
THESE TERMS OF USE SET FORTH THE LEGALLY BINDING TERMS AND CONDITIONS THAT GOVERN YOUR USE OF THE SITE. BY ACCESSING OR USING THE SITE, YOU ARE ACCEPTING THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY OR OTHER PERSON THAT YOU REPRESENT), AND YOU REPRESENT AND WARRANT THAT YOU HAVE THE RIGHT, AUTHORITY, AND CAPACITY TO ENTER INTO THESE TERMS (ON BEHALF OF YOURSELF OR THE ENTITY OR OTHER PERSON THAT YOU REPRESENT). YOU MAY NOT ACCESS OR USE THE SITE OR ACCEPT THE TERMS IF YOU ARE NOT AT LEAST 18 YEARS OLD OR DO NOT RESIDE IN THE UNITED STATES OF AMERICA.
THESE TERMS REQUIRE THE USE OF ARBITRATION ON AN INDIVIDUAL BASIS TO RESOLVE DISPUTES, RATHER THAN JURY TRIALS OR CLASS ACTIONS, AND ALSO LIMIT THE REMEDIES AVAILABLE TO YOU IN THE EVENT OF A DISPUTE.
1. Background; Certain Required Information
We built https://mjginsuranceadvisors.com to be an online resource for consumers seeking to make health insurance and other healthcare purchase decisions. We provide search, comparison, and other tools to help consumers make smarter choices about their healthcare expenditures.
You agree that https://mjginsuranceadvisors.com is in no way responsible for the accuracy, timeliness, or completeness of any information it may display or provide. While we provide opportunities to receive insurance quotations from our network of service providers, we are not a health insurer nor do we provide insurance products or services advertised on the Site. We only facilitate connections with Network Partners who may offer such services.
2. Access to the Site
2.1 License
Subject to these Terms, https://mjginsuranceadvisors.com grants you a non-transferable, non-exclusive, revocable, limited license to use and access the Site solely for your own personal, noncommercial use.
2.2 Certain Restrictions
You shall not: license, sell, rent, lease, transfer, assign, distribute, host, or otherwise commercially exploit the Site or its content, modify, disassemble, or reverse engineer any part of the Site, or access the Site to build a similar service or product.
2.5 Ownership
Excluding User Content, all intellectual property rights in the Site are owned by MJG INSURANCE and its suppliers. You acknowledge that https://mjginsuranceadvisors.com will own any information you provide while accessing the Site.
3. Privacy
Your use of the Site and any information you provide is subject to our Privacy Policy. By using the Site, you consent to the use of your information as outlined in our Privacy Policy.
4. User Content
4.1 User Content
You are solely responsible for your User Content and assume all risks associated with its use. You agree to grant https://mjginsuranceadvisors.com a royalty-free, worldwide license to use your User Content for the purpose of including it on the Site.
4.3 Acceptable Use Policy
You agree not to use the Site to distribute unlawful or harmful content, send spam, or collect unauthorized data from other users.
5. Indemnification
You agree to indemnify MJG INSURANCE from any claim or demand made by a third party due to your violation of these Terms or applicable laws.
6. Our Content; Third-Party Links & Ads
MJG INSURANCE provides content on the Site solely for informational purposes. We are not responsible for any third-party links, services, or advertisements displayed on the Site.
7. Disclaimers
THE SITE IS PROVIDED "AS-IS" AND MJG INSURANCE DISCLAIMS ALL WARRANTIES OF ANY KIND. WE MAKE NO GUARANTEE THAT THE SITE WILL BE FREE FROM ERRORS, VIRUSES, OR OTHER DEFECTS.
8. Limitation on Liability
To the maximum extent permitted by law, MJG INSURANCE will not be liable for any indirect, incidental, or consequential damages arising from your use of the Site.
9. Term and Termination
We may terminate your access to the Site at any time for violating these Terms or for any other reason at our discretion. Your rights under these Terms will cease immediately upon termination.
10. General
These Terms constitute the entire agreement between you and MJG INSURANCE regarding the use of the Site. Any failure to enforce any right or provision in these Terms will not constitute a waiver of such rights.
Communications between you and MJG INSURANCE may be conducted electronically. You agree that all communications satisfy legal requirements as if they were in writing.
11. Dispute Resolution
Please read this Arbitration Agreement carefully. If a dispute arises, we agree to resolve it through individual arbitration rather than through a class action or jury trial. This agreement applies to any claims you may bring against MJG INSURANCE or our Network Partners.
Contact Us
If you have any questions about these Terms, please contact us at: